Special Needs Planning

Special Needs Planning

Children and adults with disabilities need specialized planning.  Available financial and healthcare resources must be found.  Government benefit applications must be filed.  Capable managers must be engaged to handle those resources.  Caregivers must be hired.

At Courtney Elder Law Associates, we help with these and other aspects of care for persons with disabilities.  We provide comprehensive, effective planning for families with special needs children and adults. We can:

  • Help you qualify and apply for Supplemental Security Income (SSI), Medicaid and other government benefits
  • Maximize public and private resources available to you and your loved one with a disability
  • Design and implement various “special needs trusts” to hold and manage resources to pay for care
  • Address the financial and care needs of other members of your family

Our founder, Richard Courtney, is the parent of an adult daughter born with cerebral palsy and learning disabilities. We understand what clients are going through on a personal level, and can help navigate the many financial, social and medical issues involved.  In May 2009, he was awarded the 15th Annual Theresa Award by the New York-based Theresa Foundation, for community service and professional advocacy on behalf of children and adults with special needs.  He has been quoted and published on special needs topics in Exceptional Parent magazine and USA/Today.

Special Needs Trusts

There are several types of special needs trusts intended to provide capable management of assets and maintain eligibility for public benefits for a person with a disability.

  • There are many different Medicaid and other public assistance programs available, and each has its own set of rules for eligibility.
  • Care requirements for a special needs child change over time, as do the financial resources of the child’s family.
  • Laws governing eligibility and available benefits constantly change as well.
  • Planning and trusts for family estate planning for a disabled child are different than those for a recipient of a litigation settlement or inheritance.

We also provide services related to litigation settlements, including Qualified Settlement Fund administration and creation of Medicare Set-Aside Funds to protect Medicare benefits for injured persons.

Special needs planning requires specialized legal knowledge of public benefits and trust drafting requirements. We will use our experience, knowledge of the law and close relationships with numerous agencies, professionals and service providers to secure your financial security and health care plans.

Recent Blog Posts Related to Special Needs Planning:

  • Planning “Do’s and Don’ts” For Special Needs Children
    October is Special Needs Law Month.  This article summarizes some tips – and cautions – designed to protect your child or grandchild with disabilities and gain access to all resources...
  • Upcoming Events and Presentations
    Below are some upcoming presentations by Richard Courtney on various elder law and special needs planning topics, followed by important information about some great events to be put on by...
  • Legal Rights to Autism Treatment Services for Children
    On July 7, 2014 the Center for Medicaid and CHIP Services issued an Informational Bulletin addressing services available to children with autism spectrum disorder (ASD) available under the federal Medicaid...
  • Consider Medical Expenses In Your Retirement Planning
    Did you know Medicare doesn’t cover long-term care? The common belief that Medicare will cover the vast majority of healthcare expenses in retirement is simply not the case.  A recent...
  • Baseball, RBIs and Caregivers
    Dear Will, A couple weeks ago you had a great night at the ballpark.  Your team was behind (and eventually lost, but that’s not a big deal).  You came to...